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Our Vision is to offer the best products and services to our members.  Our mission is to partner with you as you strive for financial independence.

 We exist because of our members and we are very grateful to our members who have made us what we are today. We now strive to take your credit union to the next level so that we can serve you even better in 2010 and continue to keep you fully satisfied.

 
TERM SHARE CERTIFICATES

  The following Dividend Rates are effective Jan. 1, 2012:
                                       
  
   

Dividend Rate*

 APY*

   6  months  0.797%

 0.800%

   9  months  0.896%  0.900%
  1  year  0.995%  1.000%
 18  months  1.095%  1.100%
   2  years  1.293%  1.300%
 30  months  1.490%  1.500%

  3

 years  1.885%  1.900%
   4  years  2.082%  2.100%
                                       
  
   

 

      

 

        
         
       
         
       

 

     
        

*Call (808) 841-2473 for an explanation of Dividend Rate and Annual Percentage Yield (APY).   Minimum deposit $1,000.00.

The Dividend Rates and Annual Percentage Yield are accurate as of 1/03/2012.  
Please call (808) 841-2473 for today's interest rates.
Withdrawal of earned interest posted to your account will reduce the Annual Percentage Yield.
A penalty may be applied for early withdrawal of principal.  Dividend Rates may change without prior notice.

A recent survey (of large credit unions) disclosed that HONEA Federal Credit Union's Dividend Rates were higher than all the credit unions surveyed.
If you want a copy of our survey, please call us at (808) 841-2473 and we'll fax it or mail it to you at no charge.






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