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ZUMBA
 

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Our Vision is to offer the best products and services to our members.  Our mission is to partner with you as you strive for financial independence.

 We exist because of our members and we are very grateful to our members who have made us what we are today. We now strive to take your credit union to the next level so that we can serve you even better in 2010 and continue to keep you fully satisfied.

 
LOAN TERMS AND RATES

*Effective April 1, 2010, payroll deduction required.
Without payroll deduction the Annual Percentage Rate will be 0.50% higher.
                                               
                                       *Annual Percentage Rate
Type of Loan     Terms         with Payroll    without

                                                                  Payroll
                                                    
 
New Auto          1 to 3 years         4.50%         5.00%
                           4 years             4.75%         5.25%
                           5 years             4.75%         5.25%
                           6 years             5.25%         5.75%
                           7 years             6.25%         6.75%
                           8 years             7.00%         7.50%

Used Auto           1 to 3 years         4.50%         5.00%
                           4 years             4.75%         5.25%
                           5 years             4.90%         5.40%
                           6 years             5.90%         6.40%
                           7 years             6.90%         7.40%

Vacation / Holiday
Tuition / Tax          1 year              5.90%        6.40%

Personal                1 year              6.49%        6.99%
                           2 years             6.90%        7.40%
                           3 years             7.49%        7.99%
                           4 years             7.90%        8.40%
                           5 years             8.49%        8.99%

Primary Pledge       1 year                               3.50%
 (Shares)               2 years                             3.70%
                            3 years                             3.90%
                            4 years                             4.10%
                            5 years                             4.30%

Line of Credit (open-end)                        Variable Rate
Index: WSJ Prime Rate 30 days                based on Wall
          before change date.                      St. Journal
                                                           Prime Rate plus
                                                           1%

To assist you to calculate monthly payments for different loan amounts, different terms and interest rates, please click: 
Financial Calculators


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